Fort Collins from the air at dusk: neighborhood rooftops among gold and red fall trees, with the foothills along the horizon under a pink sky.

Medicare & health insurance brokers in Fort Collins, Colorado

Name: Grove Benefit Advisors
Address: 2580 E Harmony Rd, #201, Fort Collins, CO, 80528, US
Telephone: (970) 840-1250

Two kinds of coverage.
We’ll help you with either.

The same four licensed advisors in Fort Collins, either way. No call center, no pressure.Tell us which one you’re looking at. Either way it’s the same four licensed advisors in Fort Collins — no call center and no pressure.

Free to you. The carriers pay us, so your premium is the same.

Page updated October 17, 2026.

I need help with Medicare

Turning 65, retiring later, on disability, or helping a parent.

Turning 65, or already on Medicare

Retiring later than 65, on disability, or helping a parent sort it out.

Medicare Supplement (Medigap) and Advantage plans
We check your doctors and prescriptions first
Enrollment windows explained in plain English

Start with Medicare Turning 65 checklist

I need individual or family coverage

Self-employed, between jobs, or shopping Connect for Health Colorado.

Under 65, buying your own plan

Self-employed, between jobs, aging off a parent’s plan, or losing employer coverage.

Certified Connect for Health Colorado broker
We calculate your premium tax credit with you
Appointed with every major Colorado carrier

See individual and family plans Do I qualify for savings?

For employers

We also help Northern Colorado businesses with group health, dental, vision, life and disability.

Benefits for your business →

5.0 on Google

10 client reviews (opens in a new tab)

Connect for Health Colorado

Certified broker

Fort Collins & Northern Colorado

Locally owned, independent, no call center

Colorado agency 958957

Licensed by the Colorado Division of Insurance

No fee, ever

Carriers pay us — your premium is the same

How working with us actually goes

A form first, then we talk. The first thing we do is listen.

Tell us your situation
Doctors, prescriptions, budget — in writing, before we talk.
Send your doctors, your prescriptions and your budget on the form first. Written down rather than read out — a drug name misheard over the phone costs you a whole second call.
We narrow the field
Two or three real options, tradeoffs said out loud.
We compare what you’re eligible for and put two or three real options in front of you — with the tradeoffs said out loud.
We stay your advisor
You call us, not an 800 number. Every year.
Claim trouble, a plan change, a new diagnosis — you call us, not an 800 number. Every year.

Where we work

Our office is on East Harmony Road in Fort Collins, and we see clients there by appointment. Most of the work happens by phone or video, so you do not need to live nearby.

Most of our clients live in Northern Colorado: Fort Collins, Loveland, Windsor, Wellington and Estes Park, over to Greeley, and down to Longmont. The plans you can buy change at the county line, so we start with where you live.

Medicare and health insurance in Greeley and Weld County

Office, by appointment

Grove Benefit Advisors
2580 E Harmony Rd, #201
Fort Collins, CO 80528

Our office on Google Maps

Who you’ll talk to

Four licensed advisors.
No call center.

Every one of them works both paths: Medicare and individual & family plans. We never rank plans by what they pay us, and we never sell or share your information. Carriers pay our commission — your premium is the same either way.

Read how we get paid →

Not sure which of the two paths is yours? Tell us your situation in a sentence and we’ll point you the right way.

Tell us your situation

or call (970) 840-1250

What people say after the paperwork is done

5.0 on Google· 10 reviews

“Sarah and her group are incredibly knowledgeable and easy to work with. I would recommend them to anyone.”
J.W. on Google Maps · See the review
“Kara is by far the most knowledgeable person I know when it comes to health insurance planning. She took the time to help me understand what’s out there and helped me figure out which options are best for me. Everyone I have interacted with at Grove has been so nice and professional. Highly recommend!”
H.F. on Google Maps · See the review
“The advisors at Grove are excellent. They are knowledgeable and very thorough, and understood how to match my needs with the best product. They are responsive and efficient and really made me feel like I’m in good hands. I highly recommend!”
S.D. on Google Maps · See the review
“Grove Benefit Advisors are exceptional at their job. Evan Vaughn is a very knowledgeable and professional beneficial advisor. I would recommend Grove to anyone that is looking for more information about Healthcare coverage. Couldn’t recommend Evan and Grove enough!”
J.P. on Google Maps · See the review
“As a cardiac nurse practitioner, I know how overwhelming and confusing navigating Medicare and health insurance can be. I’ve referred many people to Tina over the years and the feedback’s consistently been positive. she’s very knowledgeable, thorough and genuinely cares about helping people understand their coverage. I definitely recommend Tina & Grove!”
A.C. on Google Maps · See the review

Read every review on Google Maps (opens in a new tab)

Book a time to talk

Pick any open slot on Tina, Lexi, Evan, or Kara’s calendar. We call you, or send a video link if you would rather.

See open times

Or just send us a question

Tell us what you’re asking about and we’ll come back with a real answer.