Fort Collins, CO · Independent brokersIndependent Medicare & health insurance brokers · Fort Collins, Colorado
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Every article here is about buying your own coverage in Colorado. They exist because we got the same question three times in a week — no listicles, no scare tactics.
Most read · Colorado alert
Cigna stops selling individual plans in Colorado after this year, on and off the exchange. If you are one of them, doing nothing is the one option that does not work.
Evan Vaughn · August 17, 2026 · 3 min read
Individual & Family
The enhanced federal subsidies expired and the 400% cliff is back. Colorado built its own layer on top, and most national coverage has not caught up to that part.
Evan Vaughn · 3 min read
Individual & Family
The premium tax credit asks you to estimate a year's income before it has happened. Here is how to build that number instead of guessing at it.
Evan Vaughn · 2 min read
Enrollment deadlines
Less than you fear, usually. A qualifying life event reopens the door, and there is more on that list than most people realize.
Lexi Abbott · 2 min read
Individual & Family
Premiums are identical on and off the exchange. Financial help is not. Buying direct from a carrier by accident is one of the most expensive easy mistakes in this process.
Lexi Abbott · 2 min read
We publish when a deadline is coming or a rule changes in Colorado — not on a schedule.
