
Costs & subsidies
Why your Medicare premium is higher than your neighbor's
Same plan, same doctors, different Part B bill. It is usually IRMAA, it is based on a tax return from two years ago, and sometimes it is fixable.
Tina Price · 2 min read
Fort Collins, CO · Independent brokersIndependent Medicare & health insurance brokers · Fort Collins, Colorado
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Everything we've written on costs & subsidies. Each one exists because we got the same question three times in a week.

Costs & subsidies
Same plan, same doctors, different Part B bill. It is usually IRMAA, it is based on a tax return from two years ago, and sometimes it is fixable.
Tina Price · 2 min read

Costs & subsidies
Part D has an annual out-of-pocket cap. Once you hit it, covered drugs cost you nothing for the rest of the year — and a lot of people it applies to have not heard.
Lexi Abbott · 3 min read
We publish when a deadline is coming or a rule changes in Colorado — not on a schedule.